Senior financial leadership without the senior overhead.
Half-time and full-time fractional CFO engagements for U.S. and Latin American startups, Seed through Series C. Investor-grade models, monthly close, KPI dashboards, board reporting, and fundraising support — bilingual, embedded, and outcome-driven.
You need a CFO. You don’t need a CFO.
Most startups discover this gap right after they close their first real round. The investor update is due in six weeks, the board wants a 36-month scenario model, the new VP of Sales is asking for unit-economics targets, and the bookkeeper just confirmed she “doesn’t do that kind of thing.”
A full-time CFO at Series A costs $250,000-$400,000 all-in. That hire makes sense at Series C. At Seed and Series A, it’s overkill — and most of the candidates who’ll take that role at your stage aren’t the ones you actually want.
Fractional CFO sits in the middle: a senior operator who’s built and run startup finance functions through fundraises, scaling, and exits, working 10-30 hours per week on your specific situation. You get the strategic thinking, the investor relationships, and the modeling rigor — at a fraction of the cost of the hire that doesn’t make sense yet.
An embedded finance partner, not a once-a-quarter consultant.
- Monthly close + varianceBooks closed on a 5-day cycle, variance analysis against plan, board-ready P&L and balance sheet.
- Investor-grade financial modelThree-statement model, bottoms-up revenue, scenario-tested, ready for VC diligence.
- Cap table + dilution modelingClean cap table, option pool sizing, pre/post-money math for any round.
- KPI dashboardsBurn, runway, CAC, LTV, gross margin, unit economics — refreshed weekly or monthly.
- Board reporting + investor updatesMonthly investor update template, full board packet for the quarterly meeting.
- Fundraising supportData room build-out, finance narrative for the deck, in-the-room diligence support.
- Hiring + budget planningHeadcount plans by quarter, salary band research, payroll forecasting.
- Strategic decision supportPricing changes, market expansion, channel investment — pressure-tested with numbers.
Fit isn’t about size. It’s about need.
You’re a great fit if…
- You’re Seed through Series C with $500K-$50M in ARR.
- You’re raising in the next 6 months — or you just raised and the board wants real reporting.
- Your bookkeeper can produce statements but can’t model a raise.
- You have customers, revenue, and real complexity — not just an idea on a napkin.
- You operate in the U.S., LATAM, or both — and you want a CFO who handles cross-border without flinching.
You’re probably not a fit if…
- You’re pre-product, pre-revenue. Get a bookkeeper first; come back when you’re live.
- You want a bookkeeper, not a strategist. We’re happy to introduce you to one.
- You’re a bootstrapped, profitable business not raising. Your finance profile is different.
- You want someone in the office every day. We work remote-first, async-heavy, with deep weekly check-ins.
Four steps from intro to embedded.
Discovery call
Free 30-minute call. We learn your situation, you learn how we work. No pitch deck.
Engagement scoping
We propose a cadence, deliverables, and a flat monthly price. You decide if we’re the right fit.
Onboarding (week 1)
System access, current-state review, gap analysis. By Friday of week 1, you have a 30-day plan.
Ongoing engagement
Monthly close, weekly check-ins, ad-hoc strategic support. We’re embedded, not consulting.
Flat-rate monthly. No hourly games.
Every engagement starts with a free discovery call. Pricing depends on stage, complexity, and cadence — but we quote a flat monthly fee so you can budget without worrying about meter-running. No hourly games.
Half-time Fractional CFO
~20 hours/week. Monthly close, KPI dashboards, board prep, weekly check-ins. Best for Seed and early Series A teams not actively raising.
Full-time Fractional CFO
~40 hours/week. Everything in the half-time plan, plus active fundraising support, day-to-day strategic decisions, and hiring leadership. Best for Series A/B teams in growth mode.
Project + Sprint
Fundraise prep, M&A diligence, market entry, financial restructuring. Fixed scope, fixed fee, defined deliverables.
Fractional CFO questions, answered.
How is a fractional CFO different from a controller or bookkeeper?
A controller and bookkeeper handle the look-back: recording transactions, reconciling accounts, producing monthly statements. A fractional CFO handles the look-forward: financial modeling, scenario planning, fundraising support, board strategy. Different skill sets, different price points. Most growth-stage startups need both — but they hire them in the wrong order. We typically partner with your existing controller; we don’t replace them. Read the full breakdown.
What’s the minimum engagement length?
Three months. Less than that, we can’t really learn your business well enough to be useful. Most engagements settle into 6-12 months of half-time work, often extending as the company grows.
Can you help us raise our Series A?
Yes. Fundraising support is the most common reason founders bring us in. We build the investor-grade financial model, structure the data room, prep the finance section of the deck, and stay in the room during diligence. For a sprint-only engagement focused entirely on a raise, see the Raise-Ready Sprint service.
Do you sign NDAs?
Always. Our standard engagement letter includes mutual confidentiality. We can also sign your form NDA before the discovery call if you prefer.
Will you replace our existing accountant?
No. We partner with your accounting team — we don’t replace them. If you don’t yet have one and we agree you need one, we’ll introduce you to vetted accounting firms we trust.
Do you offer equity-based or deferred-fee engagements?
In select cases, yes. For early-stage founders with strong signal but limited cash, we’ll consider blended cash + equity or deferred-fee structures. This is case-by-case and decided on the discovery call.
Can you be our fractional CFO if we operate across the U.S. and LATAM?
Yes — cross-border is the core of what we do. We run finance for startups operating on both sides of the border: a U.S. C-Corp with a Mexican OpCo, a LATAM founder raising from U.S. VCs, or a U.S. company expanding south. That means board reporting and investor models in English, plus SAT and local-entity realities handled in Spanish, cross-border banking (Mercury, Brex), transfer pricing, and contractor structure — all from one bilingual CFO. Most fractional CFO firms can’t do this without subcontracting a separate LATAM accountant who never talks to the U.S. team. See also LATAM Market Entry and U.S. Market Entry.