One CFO. Both languages. Both sides of the border.
Senior fractional CFO services for U.S.↔LATAM startups. The same principal handles your U.S. Series A pitch, your MX OpCo’s SAT compliance, your bilingual board deck, and your investor diligence — in English or Spanish, your choice. Flat-rate monthly, no hourly billing.
Most fractional CFO firms do one side of the border. We do both.
U.S. firms (Pilot, Kruze, Burkland, Graphite, airCFO) are excellent at U.S. raise prep + U.S. accounting. They don’t do SAT, they don’t do CFDI, they don’t do CDMX board meetings in Spanish. If your business operates in MX, you’re bolting on a Mexican consultoría who doesn’t speak U.S. VC fluently.
Mexican consultorías (CFO Ready, CFOstartup, ADC Finance) are excellent at the MX side. They don’t do Delaware C-Corp 409As, they don’t run U.S. board prep, they don’t take the call from a U.S. lead at 7am PT. Stitching the two together — two providers, two retainers, two relationships — costs ~$8K-$15K/month more than a single bilingual principal AND introduces handoff risk at every cross-border decision.
We sit in the intersection. U.S.-LLC organized, CDMX-operational, bilingual at the principal level. One CFO, one retainer, one Slack channel.
Full fractional CFO scope — on both sides of the border.
- U.S. Series A / Seed raise prepInvestor-ready financial model, cap table, 12-number diligence pack, data room. Same model in both languages if needed.
- MX SAT compliance + reportingMonthly close, CFDI 4.0 reconciliation, SAT Opinión de Cumplimiento, DIM Annex 9 filing.
- Cross-border board materialsBilingual board decks for U.S. + MX board members. Same numbers, two languages.
- Transfer pricing structureU.S. parent ↔ MX OpCo cost-plus arrangement. Audit-defensible at startup tier ($8K-$15K) vs Big-4 ($80K+).
- Bilingual investor communicationsLP updates, board emails, diligence responses — native fluency both languages, not Google Translate.
- Cross-border banking + cash managementMercury / Brex / Relay (US) + BBVA / Citibanamex (MX). 13-week consolidated cash forecast in both currencies.
- Cap table cleanup with cross-border anglesForeign-founder structure, MX-resident equity grants, U.S. VC term sheet review with cross-border tax implications.
- Hiring + payroll on both sidesU.S. W-2 + 1099 + W-8BEN, MX IMSS + LFT compliance, contractor classification (the 1099 trap).
- Strategy + executive presenceJoining U.S. VC calls + MX SAT meetings as the same CFO. Speaking the language — literally and figuratively — that each room expects.
- Quarterly board prep + investor updatesBoth regions, both languages, one timeline. No coordination friction between two providers.
Best fit if you actually need both sides.
You’re a great fit if…
- You’re a LATAM founder raising from U.S. VCs and need someone who can be in the room for both.
- You’re a U.S. founder with a Mexico OpCo (engineering, sales, ops) and need bilingual leadership.
- You have $1M–$15M ARR and are at Series A–B stage.
- You have a U.S. C-Corp + MX S.A. de C.V. dual structure (or are about to set one up).
- You’re currently working with two providers (one U.S., one MX) and the handoffs are costing you weeks.
You’re probably not a fit if…
- You only need bookkeeping under $400/mo — Pilot’s bookkeeping tier does that better than we do.
- You’re pre-revenue and exploring — take our free Raise-Ready Scorecard first.
- You only need a one-time MX entity setup, not ongoing CFO — see LATAM Market Entry ($20-30K fixed-scope).
- You operate entirely in English-only U.S. markets — our general Fractional CFO page is the right fit there.
- You need a full C-suite bench (CTO + COO + CMO + CFO) — we only deliver the CFO role.
From first call to embedded CFO in 2–3 weeks.
Discovery call
30 minutes, free. Map the cross-border structure, current finance team, immediate priorities. In English or Spanish — your choice.
Engagement letter
Half-time ($15K/mo) or full-time ($30K/mo) flat rate. Three-month minimum — same terms as our general Fractional CFO service. Most cross-border engagements settle into 6-12 months.
Week 1–4 audit
Following the 14-deliverable Month 1 playbook (see our blog post): financial system audit, cap table review, reporting layer, 13-week cash forecast, raise materials review.
Ongoing rhythm
Weekly Slack, monthly board prep, quarterly investor updates, ongoing strategy. Same CFO across U.S. + MX. Both languages as needed.
Flat-rate monthly. No hourly billing.
Same pricing as our general Fractional CFO service — we don’t charge a bilingual premium. The difference is positioning, not cost: this page exists because cross-border founders kept telling us they didn’t realize bilingual was already in scope. It is.
Half-time CFO
~20 hours/week. Full CFO scope, both sides of the border. Best for $1M–$5M ARR with one active raise or one operational region needing daily attention.
Full-time-ish CFO
Daily presence, exec-team role. Best for $3M–$15M+ ARR with active raise or multi-entity ops requiring daily cross-border judgment.
Project-based
Specific deliverables: Raise-Ready Sprint ($14K, 8-10 weeks), cap table cleanup, transfer pricing structure setup, MX OpCo SAT compliance audit.
Cross-border CFO questions, answered.
What makes you different from Pilot, Burkland, or Kruze?
Three things. (1) Bilingual at the principal level — not Google-Translate, not a junior on the team. The same person who shows up for your U.S. raise pitch shows up for your CDMX board meeting in Spanish. (2) Cross-border specifically — we’ve done Delaware C-Corp + MX S.A. de C.V. dual structure setups 15+ times. Pilot/Burkland/Kruze do the U.S. side beautifully; they don’t do SAT, CFDI, transfer pricing, or MX payroll. (3) Flat-rate monthly — no hourly billing, no surprise invoices, no “quick question” fees.
Do you work with Mexican founders raising in the U.S.?
Yes — this is one of the most common engagements. We help LATAM founders structure their U.S. raise: Delaware C-Corp flip mechanics, cap table prep, U.S. board readiness, investor diligence pack. The bilingual fluency matters at every step because your board will eventually have U.S. + MX members.
Do you work with U.S. founders operating in Mexico?
Yes — also common. U.S. founder with a Mexico OpCo (engineering, sales, ops) needs someone who can run SAT compliance, MX payroll, CFDI invoicing, AND brief the U.S. board on what’s happening south of the border without a translator. We do that work as one CFO.
Do you do bookkeeping?
No. We’re a CFO, not a bookkeeper. Bookkeeping is layer-1 work (transaction recording, reconciliation, monthly close). We layer on top of your existing bookkeeper — whether that’s an in-house person, a U.S. firm (Pilot, Bookkeeper.com), or a Mexican contaduría. If you don’t have a bookkeeper, we’ll introduce you to vetted partners we trust on both sides of the border.
Can you handle SAT audits and Mexican tax compliance?
Yes — ongoing SAT compliance is standard scope. We work with Mexican counsel on the legal/audit side (we’re a CFO, not a Mexican CPA) and own the strategy + structure + monthly compliance cadence. Annual transfer pricing studies, DIM Annex 9 filings, Opinión de Cumplimiento — all standard.
What languages do you actually work in?
English and Spanish, both at native fluency, at the principal level. Board decks, investor updates, internal Slack, customer reviews — whatever language the room needs. The principal (Bryan Johnson) is U.S.-born and CDMX-operational for years; bilingual isn’t a marketing claim, it’s how the engagement actually runs.